Insights

How Financial Advisors Get Paid: A Denver-Area Guide to Advisor Fees

Commissions, AUM, flat fees or hourly? An Arvada fee-only fiduciary explains how Denver-area financial advisors get paid, with current industry data on what each model costs.

Christopher Bahnsen, MS, MPAS™, CLU®

5 days ago6 min read

Couple meeting with an hourly, fee-only financial planner in Arvada, Colorado

3 Benefits of Hourly, Fee-Only Financial Planning

Hourly, fee-only financial planning lets you pay a fiduciary only for the advice you need, with no AUM fees or commissions. Here are 3 key benefits and how Montgomery Financial Planning in Arvada, Colorado supports it.

Christopher Bahnsen, MS, MPAS™, CLU®

5 days ago3 min read

Couple reviewing retirement plan paperwork with a financial planner before using the Rule of 55

FAQ on the Rule of 55

Rule of 55 FAQ from an Arvada, CO fee-only planner: who qualifies, which accounts count, and key questions before tapping your 401(k) early.

Christopher Bahnsen, MS, MPAS™, CLU®

Apr 297 min read

Retired couple relaxing by the water after retiring early before age 59½

Retiring before age 59 1/2 and using the 72t/SEPP early withdrawal exception

Retiring before 59½? Learn how the 72(t) SEPP exception avoids the 10% penalty, the strict rules and risks involved, and when it makes sense.

Christopher Bahnsen, MS, MPAS™, CLU®

Apr 204 min read

Single-family home representing home equity available through a HELOC

Considering Three Different Ways to Borrow: HELOCs, SBLOCs, and 401(k) Plan Loans

HELOC, securities-backed line of credit, or 401(k) loan? Compare three ways to borrow instead of selling investments and when each makes sense.

Christopher Bahnsen, MS, MPAS™, CLU®

Apr 154 min read

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