I primarily meet with clients virtually. This allows for flexible meeting times and efficiency both for the client and the advisor.
No. Unlike many firms, we do not require a minimum asset level. Hourly financial planning is accessible whether you’re just getting started or already established.
I do not. I offer hourly based planning where we work on a specific need and you are charged for the time needed on my side to address the questions. I also offer flat-fee one-time financial plans where we comprehensively review your financial scenario. I provide a written financial plan with specific recommendations. While I review your investments and also provide specific recommendations, you retain control of your investments and implement those recommendations at your discretion.
It depends on the complexity and nature of the engagement. For specific questions and requests we may just need to meet once or twice. For clients looking to retire and needing a comprehensive plan, we may meet 6 or more times within a one year time span.
Yes, I am a fiduciary to my clients 100% of the time.
Yes. We do not file your income tax return. We leave that to your CPA. Taxes are considered in our financial planning. Examples might be the tax impact of the sale of an investment or where to best locate your different investments by account type to minimize taxes.
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Montgomery Financial Planning offers practical, personal financial planning built for real life. Transparent, reliable support. No jargon. Just honest guidance and smart strategies.
